v0.1.5: 人物志（志向/渡劫/列传/契合/回声）

- 志向系统：七向（求道/镇族/承宗/商略/兵略/耕读/云游）成年礼自动定志，
  量化加成入修炼/战力/坊市/灵田/添丁/声望，云游减修但际遇更频
- 大境界渡劫：炼气→筑基起，晋升改走劫难事件三选——硬渡/请护法(100灵石)/
  压制来年；护法失败或受牵连；渡劫成败与心性、气血挂勾，高阶有小陨落率
- 灵根本命契合：功法元素×主灵根，契合者修炼+6%/战力+4%，详情页「本命」徽章
- 人物列传：自动列传生成器（生平/修行脉络/历险/姻缘/子嗣/大比/墓志铭），
  成员详情小传分页 + 春秋原列传长卷
- 四邻回声：每两年一桩——友好赠礼/敌视暗桩/中立传闻三态动态事件
- 修复：回声事件 npcId 解析错误、事件优先级（惯例>传闻）
- 测试 176→197（志向加成/契合/渡劫三轨/压制通道/列传结构/回声三态）

src/renderer/game/engine/systems/events.ts

@@ -8,6 +8,8 @@ import { npcById } from '../../data/npcs'
 import { resolveRaid } from './combat'
 import { sendMission } from './missions'
 import { findInheritor } from '../creation'
+import { resolveTribulation } from './tribulation'
+import { nextRealm, describeRealm } from '../../data/realms'
 
 const ALL_EVENTS: EventDef[] = [...EVENTS]
 
@@ -80,6 +82,60 @@ export function dynamicEventFor(id: string, w?: World): EventDef | undefined {
       ]
     }
   }
+  if (id.startsWith('ev-echo-')) {
+    const m = id.match(/^ev-echo-(.+)-\d+$/)
+    const npcId = m ? m[1] : ''
+    const npc = w?.state.npcFamilies[npcId]
+    if (!npc) return undefined
+    const rel = npc.relation
+    if (rel > 40) {
+      return {
+        id,
+        name: '四邻来使',
+        category: 'daily',
+        weight: 0,
+        text: `${npc.name}遣使携礼来会：称去年宗主冬狩得灵材，念两家通好，特分润相赠。`,
+        options: [{ label: '收下并回礼', hint: '灵石+80', eff: { res: { stones: 80 }, rep: 2 } }, { label: '婉谢盛情', hint: '关系+3', eff: { relation: { [npcId]: 3 } } }]
+      }
+    }
+    if (rel < -40) {
+      return {
+        id,
+        name: '四邻诡音',
+        category: 'daily',
+        weight: 0,
+        text: `近日族中子弟夜猎，屡遭马失前蹄——痕迹指向${npc.name}的暗桩。`,
+        options: [{ label: '斥资戒备', hint: '灵石-40', eff: { res: { stones: -40 }, rep: 2 } }, { label: '按兵不动', hint: '声望-4', eff: { rep: -4 } }]
+      }
+    }
+    return {
+      id,
+      name: '四邻传闻',
+      category: 'daily',
+      weight: 0,
+      text: `商道上传来消息：${npc.name}有人丁、家声微变，坊市行情或生波澜。`,
+      options: [{ label: '记下了', hint: '无', eff: {} }]
+    }
+  }
+  if (id.startsWith('ev-trib-')) {
+    const parts = id.replace('ev-trib-', '').split('-')
+    const memberId = parts[0]
+    const member = w?.state.members[memberId]
+    if (!member || !member.alive) return undefined
+    const next = describeNext(member)
+    return {
+      id,
+      name: '天劫',
+      category: 'major',
+      weight: 0,
+      text: `${member.name} 欲冲击【${next}】之关，天上已有雷云积聚。此劫一渡，百尺竿头再进一步；一步踏错，则伤损难料。族中当如何？`,
+      options: [
+        { label: '硬渡！', hint: '心境不减，成败由天', eff: { trib: { memberId, mode: 'rash' } } },
+        { label: '请护法（灵石100）', hint: '成算大增，护法或受牵连', eff: { trib: { memberId, mode: 'guard' } } },
+        { label: '压制一年', hint: '养精蓄锐，来年再渡', eff: { trib: { memberId, mode: 'delay' } } }
+      ]
+    }
+  }
   if (id === 'ev-recruit') {
     return {
       id,
@@ -110,6 +166,11 @@ export function dynamicEventFor(id: string, w?: World): EventDef | undefined {
   return undefined
 }
 
+function describeNext(c: { realm: { major: string; minor: number } }): string {
+  const next = nextRealm(c.realm as never)
+  return next ? describeRealm(next) : '临峰'
+}
+
 function asFlagString(flag: Record<string, number | boolean | string> | undefined, key: string): string | null {
   if (!flag) return null
   const v = flag[key]
@@ -194,6 +255,17 @@ export function eventRoll(w: World): void {
     fire(w, `ev-tournament-${tourneyNext}`)
     return
   }
+  // 四邻回声（每两年左右一桩）
+  if (s.year % 2 === 0) {
+    const key = `echoDone-${s.year}`
+    if (!s.family.flag[key] && w.rng.chance(0.7)) {
+      const npc = w.rng.pick(Object.values(s.npcFamilies))
+      s.family.flag[key] = true
+      fire(w, `ev-echo-${npc.id}-${s.year}`)
+      return
+    }
+  }
+
 
   const roll = w.rng.next()
   const category: 'daily' | 'major' | 'fate' | undefined = roll < 0.5 ? 'daily' : roll < 0.78 ? 'major' : roll < 0.86 ? 'fate' : undefined
@@ -336,6 +408,13 @@ function applyEffect(w: World, eff: EffectDef, squad?: string[]): void {
     finalizeApprentice(w, stayId, 'stay')
     delete fam.flag['apprenticeStay']
   }
+  if (eff.trib) {
+    const c = w.state.members[eff.trib.memberId]
+    if (c?.alive) {
+      resolveTribulation(w, c, eff.trib.mode)
+    }
+    return
+  }
   if (eff.feisheng) {
     const s2 = w.state
     const immortal = w